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Fantasy Insurance for your players? wtf


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29 replies to this topic

#1 jstep13

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Posted 01 September 2013 - 05:19 PM

I saw this on Yahoo's fantasy page. Anyone actually use this service? Am I the only who this is nuts? lol

http://www.fantasypl...=FPP-300x250-2#

FantasyPlayerProtect Is Real Insurance

FantasyPlayerProtect offers real insurance to protect your fantasy sports team.

The online application is quick and easy. With just a few clicks, you can select your players and purchase your policy. Your certificate of insurance, issued by an “A” rated insurance company, will be e-mailed to you. The certificate of insurance will highlight the player(s) insured, the requested protection amount, and the terms and conditions of your policy.

When it comes to your fantasy team, every competitive advantage matters! Be the first team owner in your league to insure your championship team with FantasyPlayerProtect.


"He deals the cards as a meditation
And those he plays never suspect
He doesn't play for the money he wins
He don't play for respect

He deals the cards to find the answer
The sacred geometry of chance
The hidden law of a probable outcome
The numbers lead a dance"

- Gordon Matthew Thomas Sumner

#2 taobball

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Posted 01 September 2013 - 05:22 PM

I'm confused as to how this works.

TAO Fantasy League 2015 

H2H Points (14 Teams)

 

C: Wilson Ramos

1B: Edwin Encarnacion

2B: Kolten Wong

3B: Nolan Arenado

SS: Starlin Castro

OF: Corey Dickerson

OF: George Springer

OF: Oswaldo Arcia

UT: Anthony Rizzo

 

Be: Avisail Garcia, Brett Lawrie

 

SP: Alex Cobb, Alex Wood, Francisco Liriano, Andrew Cashner, Jake Odorizzi, Drew Smyly, Derek Holland, Danny Salazar

RP: Ken Giles, Luke Gregerson, Tony Watson

 


#3 instant290

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Posted 01 September 2013 - 05:24 PM

Posted Image

#4 jr11890

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Posted 01 September 2013 - 05:29 PM

This might be the dumbest thing ive ever heard of
16 Team H2H Non Points League Non Keeper
Positions:C 1B 2B 3B SS OF OF OF SP SP SP SP SP BN BN BN BN BN DL DL DL DL
Categories:R H 2B 3B HR RBI SB BB K'S AVG OBP IP W L CG SHO HR K'S ERA WHIP QS
C-Molina 1B-Freeman 2B-Carpenter 3B-Beltre SS-Boaegerts OF-Puig,Craig,Calhoun
SP-Kershaw,Cueto,Ventura,Burnett,Arietta,Odorizzi,Smyly
BN-Peralta,Crisp
DL-Holland,Victorino,Crawford,N.Walker

#5 andyz

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Posted 01 September 2013 - 05:31 PM

great idea. When you are several money leagues costing thousands it might be worth it

12-team ESPN $$ League (PPR)

 

QB: B. Roethlisberger

WR: D. Thomas, Megatron

RB: L. BellJ. Hill

TE: J. Graham

Flex: ODB

K: D. Bailey
DEF: BUF (stream)
Bench: 
G. Bernard, T. Mason, R. Jennings 

K. Stills, H. Douglas, BUF (DST), CAR (DST)


#6 TheOneAboveAll

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Posted 01 September 2013 - 05:35 PM

great idea. When you are several money leagues costing thousands it might be worth it


Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol

#7 GottaGetTheWin

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Posted 01 September 2013 - 05:36 PM

Yea I saw something like that awhile ago. Thought about posting it but then lost interest quick lol

My reactions when I first saw it was this is the dumbest thing i've ever seen but there are more than enough crazys that will buy it. Auto insurance, homeowners insurance, fantasy football insurance. Can't go wrong.

#8 GottaGetTheWin

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Posted 01 September 2013 - 05:38 PM


great idea. When you are several money leagues costing thousands it might be worth it


Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol


They give you Foster's depreciated value after mileage is accounted for. If you crash Foster you end up with a Vick Ballard.

Posted Image

Edited by GottaGetTheWin, 01 September 2013 - 05:39 PM.


#9 nonstopfan

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Posted 01 September 2013 - 05:39 PM

great idea. When you are several money leagues costing thousands it might be worth it

How about spending a few extra hours and doing more research to fortify your bench? Ever hear of a handcuff?

Edited by nonstopfan, 01 September 2013 - 05:40 PM.


#10 Iron-cock

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Posted 01 September 2013 - 05:41 PM

I asked for a policy on McFadden and got rejected.

#11 v0dka

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Posted 01 September 2013 - 05:45 PM

If you're in a $100 league or something, and buy the fake fantasy insurance for your key player, usually your first round pick and he misses more than 8 games, they basically pay you your $100 back. I'm pretty sure the more injury prone they are, the more expensive they are to insure. I remember reading about this a few years back and thinking it was a joke at first.
@MikeBaileyNFL

#12 Deadpool

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Posted 01 September 2013 - 05:46 PM

Apparently if I want to ensure Reggie Bush and my entry fee is $100, my policy would cost me $11.

He has to miss 8 games or more, or else they don't give you the $100.

Darren McFadden costs the same as Reggie. :wacko:

I'd say this might make sense for Arian Foster owners but he costs $18 to insure, essentially 18% of your buy in. :P

Edited by Deadpool, 01 September 2013 - 05:47 PM.

12 Team Keeper, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford, Mark Sanchez
RB: Eddie Lacy, Giovani Bernard, Mark Ingram, LeGarrette Blount, Jonas Gray
WR: Josh Gordon, Odell Beckham Jr, Roddy White, Vincent Jackson
TE: Jimmy Graham, Rob Gronkowski

#13 instant290

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Posted 01 September 2013 - 05:50 PM

Can you get in trouble for fantasy football insurance fraud? Pretend like you are in a 250 dollar league, take out a policy on a guy like DMC who could very well miss 8+ games, and then collect the $227.50 in profit. :D :D

#14 jstep13

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Posted 01 September 2013 - 05:55 PM


great idea. When you are several money leagues costing thousands it might be worth it


Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol


It sounds like you decide how much you want to insure your player for (I'm guessing up to the cost of your league fee). So if you wanted to insure X player for your league fee of $200 it will cost you $18+ as referenced below. I mean, I guess it's a good idea in theory of you're that hardcore about fantasy but wow, it's like what will they think of next?


Your cost for a FantasyPlayerProtect policy is based on the player covered and the amount of coverage requested. The total cost will be calculated at a player-specific premium rate, currently 9% to 13% of the insured value, plus taxes and fees. For example, if you choose to insure one player for $200 at a 9% rate, the cost of the policy will be $18 plus taxes and fees.


"He deals the cards as a meditation
And those he plays never suspect
He doesn't play for the money he wins
He don't play for respect

He deals the cards to find the answer
The sacred geometry of chance
The hidden law of a probable outcome
The numbers lead a dance"

- Gordon Matthew Thomas Sumner

#15 pdog109

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Posted 01 September 2013 - 05:58 PM

I asked for a policy on McFadden and got rejected.


LOL, oh man can i get full coverage on Vick?

#16 Deadpool

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Posted 01 September 2013 - 06:09 PM


I asked for a policy on McFadden and got rejected.


LOL, oh man can i get full coverage on Vick?


Do you want just the injury protection pack or the prison protection pack as well?

That's extra.
12 Team Keeper, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford, Mark Sanchez
RB: Eddie Lacy, Giovani Bernard, Mark Ingram, LeGarrette Blount, Jonas Gray
WR: Josh Gordon, Odell Beckham Jr, Roddy White, Vincent Jackson
TE: Jimmy Graham, Rob Gronkowski

#17 gbill2004

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Posted 01 September 2013 - 06:13 PM

An hos does it work, like what if the player gets injured for one game or a season ending injury? Is the policy only paid out for season ending inuries, or lesser amount of games?

Competitive 12 team league. Starting spots are in brackets; H2H and the RP category is S+H:

C (2) - Evan Gattis, Carlos Santana
1B (2) - Paul Goldschmidt, Chris Davis
2B (2) - Howie Kendrick, Brett Lawrie
3B (2) - Josh Donaldson, Xander Bogaerts
SS (2) - Ian Desmond, Jean Segura
IF (1) - Chase Headley, Kendrys Morales
OF (4) - Jason Heyward, Jayson Werth, Gregory Polanco, Travis Snider, Juan Lagares, Michael Saunders, Cameron Maybin

SP (6) - Matt Harvey, Carlos Carasco, Masahiro Tanaka, Michael Pineda, Colin McHugh, Drew Hutchison, Drew Pomerantz, Daniel Norris
RP (2) - Andrew Miller, Wade Davis, Tony Watson, Miguel Castro


#18 Jacob83

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Posted 01 September 2013 - 06:19 PM

Scam?

#19 True No1

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Posted 01 September 2013 - 06:19 PM

Easy money for the people offering this.
QB: Wait, who actually puts a team in their signature?
RB: I ignore all who do this.

#20 RADickey4Prez

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Posted 01 September 2013 - 06:46 PM

I'm gonna take out a policy on Greg the Leg so I'm not liable when he beats down opposing teams single handedly.