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Fantasy Insurance for your players? wtfJust when I thought I saw it all


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29 replies to this topic

#1 jstep13

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Posted 01 September 2013 - 05:19 PM

I saw this on Yahoo's fantasy page. Anyone actually use this service? Am I the only who this is nuts? lol

http://www.fantasypl...=FPP-300x250-2#

Quote


FantasyPlayerProtect Is Real Insurance

FantasyPlayerProtect offers real insurance to protect your fantasy sports team.

The online application is quick and easy. With just a few clicks, you can select your players and purchase your policy. Your certificate of insurance, issued by an “A” rated insurance company, will be e-mailed to you. The certificate of insurance will highlight the player(s) insured, the requested protection amount, and the terms and conditions of your policy.

When it comes to your fantasy team, every competitive advantage matters! Be the first team owner in your league to insure your championship team with FantasyPlayerProtect.


#2 taobball

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Posted 01 September 2013 - 05:22 PM

I'm confused as to how this works.
2014 Fantasy Baseball - Windy City Heaters
16 Team H2H Points (Batters GP Max and Pitchers GS Max)
C: Yan Gomes / 1B: Victor Martinez / 2B: Kolten Wong / 3B: Martin Prado / SS: Javier Baez
OF: Adam Jones / OF: Jay Bruce / OF: Christian Yelich / UT: Desmond Jennings, Ben: Arismendy Alcantara
SP: Chris Sale, Garrett Richards, Jeff Samardzija, Jake Arrieta, Tyson Ross, Homer Bailey, Danny Salazar, Rick Porcello
RP: Jonathan Broxton, Delin Betances, Ken Giles
DL: George Springer

2014 Fantasy Baseball - Golden Domers
20 Team H2H Cats
C: A.J Pierzynksi / 1B: Eric Hosmer / 2B: Brad Miller / 3B: Evan Longoria / SS: Starlin Castro
OF: Matt Holliday / OF: Jayson Werth / OF: Leonys Martin / UT: Avisail Garcia
SP: Adam Wainwright, Sonny Gray, Brandon Beachy, Corey Kluber, Drew Smyly, Yordano Ventura, Martin Perez
RP: Huston Street, Chad Quallis, Pedro Strop
Bench: Kolten Wong, Ike Davis, Corey Dickerson, Mike Olt

#3 instant290

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Posted 01 September 2013 - 05:24 PM

Posted Image

#4 jr11890

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Posted 01 September 2013 - 05:29 PM

This might be the dumbest thing ive ever heard of
16 Team H2H Non Points League Non Keeper
Positions:C 1B 2B 3B SS OF OF OF SP SP SP SP SP BN BN BN BN BN DL DL DL DL
Categories:R H 2B 3B HR RBI SB BB K'S AVG OBP IP W L CG SHO HR K'S ERA WHIP QS
C-Molina 1B-Freeman 2B-Carpenter 3B-Beltre SS-Boaegerts OF-Puig,Craig,Calhoun
SP-Kershaw,Cueto,Ventura,Burnett,Arietta,Odorizzi,Smyly
BN-Peralta,Crisp
DL-Holland,Victorino,Crawford,N.Walker

#5 andyz

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Posted 01 September 2013 - 05:31 PM

great idea.  When you are several money leagues costing thousands it might be worth it

#6 TheOneAboveAll

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Posted 01 September 2013 - 05:35 PM

View Postandyz, on 01 September 2013 - 05:31 PM, said:

great idea.  When you are several money leagues costing thousands it might be worth it

Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol

#7 GottaGetTheWin

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Posted 01 September 2013 - 05:36 PM

Yea I saw something like that awhile ago.  Thought about posting it but then lost interest quick lol

My reactions when I first saw it was this is the dumbest thing i've ever seen but there are more than enough crazys that will buy it. Auto insurance, homeowners insurance, fantasy football insurance.  Can't go wrong.
Team 1: 12 Team Keeper 1pt PPR. 5 per TD. 1 per 20 passing

QB: Cutler,Big Ben
RB: Gerhart, Sankey, B.Pierce, Terrance West, James White, Chris Polk
WR:Calvin, AJ Green, Julio(Flex), M. Floyd(Flex), J. Hunter, D. Baldwin
TE: Kyle Rudolph

#8 GottaGetTheWin

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Posted 01 September 2013 - 05:38 PM

View PostTheOneAboveAll, on 01 September 2013 - 05:35 PM, said:

View Postandyz, on 01 September 2013 - 05:31 PM, said:

great idea.  When you are several money leagues costing thousands it might be worth it

Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol

They give you Foster's depreciated value after mileage is accounted for.  If you crash Foster you end up with a Vick Ballard.

Posted Image

Edited by GottaGetTheWin, 01 September 2013 - 05:39 PM.

Team 1: 12 Team Keeper 1pt PPR. 5 per TD. 1 per 20 passing

QB: Cutler,Big Ben
RB: Gerhart, Sankey, B.Pierce, Terrance West, James White, Chris Polk
WR:Calvin, AJ Green, Julio(Flex), M. Floyd(Flex), J. Hunter, D. Baldwin
TE: Kyle Rudolph

#9 nonstopfan

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Posted 01 September 2013 - 05:39 PM

View Postandyz, on 01 September 2013 - 05:31 PM, said:

great idea.  When you are several money leagues costing thousands it might be worth it
How about spending a few extra hours and doing more research to fortify your bench? Ever hear of a handcuff?

Edited by nonstopfan, 01 September 2013 - 05:40 PM.


#10 Iron-cock

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Posted 01 September 2013 - 05:41 PM

I asked for a policy on McFadden and got rejected.
Rotoworld League: 14-team, 0.5 PPR, 6 point passing TDs

QB: Peyton Manning
RB: Doug Martin, Chris Johnson
WR: Vincent Jackson, Emmanuel Sanders
Flex: Anquan Boldin, Darren McFadden
TE:  Jimmy Graham
DEF: San Francisco
K: Matt Prater

Bench:
RB: Ronnie Hillman, Juwan Thompson, Lache Seastrunk
WR: Kenny Stills, Miles Austin, Santonio Holmes

#11 v0dka

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Posted 01 September 2013 - 05:45 PM

If you're in a $100 league or something, and buy the fake fantasy insurance for your key player, usually your first round pick and he misses more than 8 games, they basically pay you your $100 back. I'm pretty sure the more injury prone they are, the more expensive they are to insure. I remember reading about this a few years back and thinking it was a joke at first.
@MikeBaileyNFL

#12 Deadpool

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Posted 01 September 2013 - 05:46 PM

Apparently if I want to ensure Reggie Bush and my entry fee is $100, my policy would cost me $11.

He has to miss 8 games or more, or else they don't give you the $100.

Darren McFadden costs the same as Reggie. :wacko:

I'd say this might make sense for Arian Foster owners but he costs $18 to insure, essentially 18% of your buy in. :P

Edited by Deadpool, 01 September 2013 - 05:47 PM.

12 Team Keeper, 0.5 PPR, All TDs = 6 pts
QB: Cam Newton
RB: Eddie Lacy, Giovani Bernard, Bishop Sankey, Mark Ingram, LeGarrette Blount, DeAngelo Williams
WR: Calvin Johnson, Roddy White, Kelvin Benjamin, Justin Hunter, Jordan Matthews, Cecil Shorts
TE: Rob Gronkowski, Travis Kelce

12 Team Redraft, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford
RB: Giovani Bernard, Doug Martin, Ray Rice, LeGarrette Blount, Andre Williams, Christine Michael
WR: Dez Bryant, Michael Crabtree, Mike Wallace, Terrance Williams, Tavon Austin
TE: Jordan Cameron, Dennis Pitta, Travis Kelce

#13 instant290

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Posted 01 September 2013 - 05:50 PM

Can you get in trouble for fantasy football insurance fraud? Pretend like you are in a 250 dollar league, take out a policy on a guy like DMC who could very well miss 8+ games, and then collect the $227.50 in profit. :D :D

#14 jstep13

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Posted 01 September 2013 - 05:55 PM

View PostTheOneAboveAll, on 01 September 2013 - 05:35 PM, said:

View Postandyz, on 01 September 2013 - 05:31 PM, said:

great idea.  When you are several money leagues costing thousands it might be worth it

Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol

It sounds like you decide how much you want to insure your player for (I'm guessing up to the cost of your league fee). So if you wanted to insure X player for your league fee of $200 it will cost you $18+ as referenced below. I mean, I guess it's a good idea in theory of you're that hardcore about fantasy but wow, it's like what will they think of next?


Quote

Your cost for a FantasyPlayerProtect policy is based on the player covered and the amount of coverage requested. The total cost will be calculated at a player-specific premium rate, currently 9% to 13% of the insured value, plus taxes and fees. For example, if you choose to insure one player for $200 at a 9% rate, the cost of the policy will be $18 plus taxes and fees.


#15 pdog109

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Posted 01 September 2013 - 05:58 PM

View PostIron-cock, on 01 September 2013 - 05:41 PM, said:

I asked for a policy on McFadden and got rejected.

LOL, oh man can i get full coverage on Vick?

#16 Deadpool

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Posted 01 September 2013 - 06:09 PM

View Postpdog109, on 01 September 2013 - 05:58 PM, said:

View PostIron-cock, on 01 September 2013 - 05:41 PM, said:

I asked for a policy on McFadden and got rejected.

LOL, oh man can i get full coverage on Vick?

Do you want just the injury protection pack or the prison protection pack as well?

That's extra.
12 Team Keeper, 0.5 PPR, All TDs = 6 pts
QB: Cam Newton
RB: Eddie Lacy, Giovani Bernard, Bishop Sankey, Mark Ingram, LeGarrette Blount, DeAngelo Williams
WR: Calvin Johnson, Roddy White, Kelvin Benjamin, Justin Hunter, Jordan Matthews, Cecil Shorts
TE: Rob Gronkowski, Travis Kelce

12 Team Redraft, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford
RB: Giovani Bernard, Doug Martin, Ray Rice, LeGarrette Blount, Andre Williams, Christine Michael
WR: Dez Bryant, Michael Crabtree, Mike Wallace, Terrance Williams, Tavon Austin
TE: Jordan Cameron, Dennis Pitta, Travis Kelce

#17 gbill2004

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Posted 01 September 2013 - 06:13 PM

An hos does it work, like what if the player gets injured for one game or a season ending injury?  Is the policy only paid out for season ending inuries, or lesser amount of games?
Competitive start 2 QB, 0.5 PPR, 12 team H2H deep re-draft league, all TDs = 6 pts. Roster below (starting spots in brackets):


QB (2) - Tony Romo, Colin Kaepernick, Brian Hoyer, Chad Henne, Geno Smith
RB/FLEX (2) - DeMarco Murray, Doug Martin, Ray Rice, Steven Jackson, Jeremy Miller, Carlos Hyde, Terrance West
WR (4) - Calvin Johnson, Michael Crabtree, Rueben Randle, Josh Gordon, Marcus Wheaton, Kenny Britt, Marquise Lee, Brian Quick
TE (2) - Rob Gronkowski, Heath Miller, Jared Cook
K (2) - Shayne Graham, Josh Scobee
DEF (2) - Cleveland, New Orleans
IDP (4) - Lavonte David, Jared Mayo, Alec Ogletree, Mychal Kendricks

#18 Jacob83

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Posted 01 September 2013 - 06:19 PM

Scam?

#19 True No1

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Posted 01 September 2013 - 06:19 PM

Easy money for the people offering this.

#20 RADickey4Prez

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Posted 01 September 2013 - 06:46 PM

I'm gonna take out a policy on Greg the Leg so I'm not liable when he beats down opposing teams single handedly.




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