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Fantasy Insurance for your players? wtf


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29 replies to this topic

#1 jstep13

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Posted 01 September 2013 - 05:19 PM

I saw this on Yahoo's fantasy page. Anyone actually use this service? Am I the only who this is nuts? lol

http://www.fantasypl...=FPP-300x250-2#

FantasyPlayerProtect Is Real Insurance

FantasyPlayerProtect offers real insurance to protect your fantasy sports team.

The online application is quick and easy. With just a few clicks, you can select your players and purchase your policy. Your certificate of insurance, issued by an “A” rated insurance company, will be e-mailed to you. The certificate of insurance will highlight the player(s) insured, the requested protection amount, and the terms and conditions of your policy.

When it comes to your fantasy team, every competitive advantage matters! Be the first team owner in your league to insure your championship team with FantasyPlayerProtect.



#2 taobball

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Posted 01 September 2013 - 05:22 PM

I'm confused as to how this works.
2014 IU Dorm Floor/Wing League
12 Team, PPR, 2 RB, 3 WR, 1 Flex
QB: Jay Cutler
RB (2): Montee Ball, CJ Spiller, Chris Johnson, Pierre Thomas, Khiry Robinson, Dexter McCluster
WR (3): Demaryius Thomas, Pierre Garcon, Kendall Wright, Deandre Hopkins, Brandin Cooks, Andrew Hawkins, Cody Latimer
TE: Zack Ertz
DEF: Streaming
K: Mike Nugent

#3 instant290

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Posted 01 September 2013 - 05:24 PM

Posted Image

#4 jr11890

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Posted 01 September 2013 - 05:29 PM

This might be the dumbest thing ive ever heard of
16 Team H2H Non Points League Non Keeper
Positions:C 1B 2B 3B SS OF OF OF SP SP SP SP SP BN BN BN BN BN DL DL DL DL
Categories:R H 2B 3B HR RBI SB BB K'S AVG OBP IP W L CG SHO HR K'S ERA WHIP QS
C-Molina 1B-Freeman 2B-Carpenter 3B-Beltre SS-Boaegerts OF-Puig,Craig,Calhoun
SP-Kershaw,Cueto,Ventura,Burnett,Arietta,Odorizzi,Smyly
BN-Peralta,Crisp
DL-Holland,Victorino,Crawford,N.Walker

#5 andyz

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Posted 01 September 2013 - 05:31 PM

great idea. When you are several money leagues costing thousands it might be worth it

10-team ESPN $$ League (PPR)...........................................8-team Yahoo $$ League (2QB)

 

QB: Cutler..............................     QB: T. Brady, D. Brees
WR: 
D. Thomas, G. Tate.......................WR: A. Johnson, D. Thomas 

RB: G. Bernard, A. Ellington................ RB: D. Murray, S. Vereen
TE: J. Graham
........................        TE: M. Bennett

Flex: M. Wallace.............................Flex: A. Foster
K: D. Bailey..............................   K: C. Parkey
DEF: BUF (stream)
............................Def: MIA (stream)
Bench: Megatron, R. Jennings, D. Allen
.......Bench: E. Sanders, G. Bernard, M. Ryan
J. Hill, R. White, J. McKinnon, ODB
..........F. Gore, M. Crabtree, T. Mason


#6 TheOneAboveAll

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Posted 01 September 2013 - 05:35 PM

great idea. When you are several money leagues costing thousands it might be worth it


Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol

#7 GottaGetTheWin

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Posted 01 September 2013 - 05:36 PM

Yea I saw something like that awhile ago. Thought about posting it but then lost interest quick lol

My reactions when I first saw it was this is the dumbest thing i've ever seen but there are more than enough crazys that will buy it. Auto insurance, homeowners insurance, fantasy football insurance. Can't go wrong.

#8 GottaGetTheWin

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Posted 01 September 2013 - 05:38 PM


great idea. When you are several money leagues costing thousands it might be worth it


Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol


They give you Foster's depreciated value after mileage is accounted for. If you crash Foster you end up with a Vick Ballard.

Posted Image

Edited by GottaGetTheWin, 01 September 2013 - 05:39 PM.


#9 nonstopfan

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Posted 01 September 2013 - 05:39 PM

great idea. When you are several money leagues costing thousands it might be worth it

How about spending a few extra hours and doing more research to fortify your bench? Ever hear of a handcuff?

Edited by nonstopfan, 01 September 2013 - 05:40 PM.


#10 Iron-cock

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Posted 01 September 2013 - 05:41 PM

I asked for a policy on McFadden and got rejected.

#11 v0dka

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Posted 01 September 2013 - 05:45 PM

If you're in a $100 league or something, and buy the fake fantasy insurance for your key player, usually your first round pick and he misses more than 8 games, they basically pay you your $100 back. I'm pretty sure the more injury prone they are, the more expensive they are to insure. I remember reading about this a few years back and thinking it was a joke at first.
@MikeBaileyNFL

#12 Deadpool

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Posted 01 September 2013 - 05:46 PM

Apparently if I want to ensure Reggie Bush and my entry fee is $100, my policy would cost me $11.

He has to miss 8 games or more, or else they don't give you the $100.

Darren McFadden costs the same as Reggie. :wacko:

I'd say this might make sense for Arian Foster owners but he costs $18 to insure, essentially 18% of your buy in. :P

Edited by Deadpool, 01 September 2013 - 05:47 PM.

12 Team Keeper, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford
RB: Giovani Bernard, Eddie Lacy, Ben Tate, Mark Ingram, Bryce Brown
WR: Vincent Jackson, Roddy White, Rueben Randle, Odell Beckham, Josh Gordon
TE: Jimmy Graham, Rob Gronkowski

12 Team Redraft, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford, Carson Palmer
RB: Giovani Bernard, Alfred Morris, Ryan Mathews, Jeremy Hill
WR: Dez Bryant, Mike Wallace, Michael Crabtree, Percy Harvin, Josh Gordon
TE: Travis Kelce, Zach Ertz

#13 instant290

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Posted 01 September 2013 - 05:50 PM

Can you get in trouble for fantasy football insurance fraud? Pretend like you are in a 250 dollar league, take out a policy on a guy like DMC who could very well miss 8+ games, and then collect the $227.50 in profit. :D :D

#14 jstep13

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Posted 01 September 2013 - 05:55 PM


great idea. When you are several money leagues costing thousands it might be worth it


Yeah but how does it work? Supposed Arian Foster gets hurt, do I get another Foster and base his actual points on projections? lol


It sounds like you decide how much you want to insure your player for (I'm guessing up to the cost of your league fee). So if you wanted to insure X player for your league fee of $200 it will cost you $18+ as referenced below. I mean, I guess it's a good idea in theory of you're that hardcore about fantasy but wow, it's like what will they think of next?


Your cost for a FantasyPlayerProtect policy is based on the player covered and the amount of coverage requested. The total cost will be calculated at a player-specific premium rate, currently 9% to 13% of the insured value, plus taxes and fees. For example, if you choose to insure one player for $200 at a 9% rate, the cost of the policy will be $18 plus taxes and fees.



#15 pdog109

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Posted 01 September 2013 - 05:58 PM

I asked for a policy on McFadden and got rejected.


LOL, oh man can i get full coverage on Vick?

#16 Deadpool

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Posted 01 September 2013 - 06:09 PM


I asked for a policy on McFadden and got rejected.


LOL, oh man can i get full coverage on Vick?


Do you want just the injury protection pack or the prison protection pack as well?

That's extra.
12 Team Keeper, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford
RB: Giovani Bernard, Eddie Lacy, Ben Tate, Mark Ingram, Bryce Brown
WR: Vincent Jackson, Roddy White, Rueben Randle, Odell Beckham, Josh Gordon
TE: Jimmy Graham, Rob Gronkowski

12 Team Redraft, 0.5 PPR, All TDs = 6 pts
QB: Matthew Stafford, Carson Palmer
RB: Giovani Bernard, Alfred Morris, Ryan Mathews, Jeremy Hill
WR: Dez Bryant, Mike Wallace, Michael Crabtree, Percy Harvin, Josh Gordon
TE: Travis Kelce, Zach Ertz

#17 gbill2004

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Posted 01 September 2013 - 06:13 PM

An hos does it work, like what if the player gets injured for one game or a season ending injury? Is the policy only paid out for season ending inuries, or lesser amount of games?
Competitive start 2 QB, 0.5 PPR, 12 team H2H deep re-draft league, all TDs = 6 pts. Roster below (starting spots in brackets):

QB (2) - Tony Romo, Colin Kaepernick, Shaun Hill, Michael Vick, Johnny Manziel
RB/FLEX (2) - DeMarco Murray, Doug Martin, Zac Stacy, Jeremy Miller, Carlos Hyde, Mark Ingram, Knile Davis
WR (4) - Calvin Johnson, Alshon Jeffrey, Michael Crabtree, Victor Cruz, TY Hilton
TE (2) - Rob Gronkowski, Martellus Bennett, Austin Seferian-Jenkins
K (2) - Shayne Graham, Steven Hauschka
DEF (2) - Cleveland, New Orleans
IDP (4) - Lavonte David, Jared Mayo, Alec Ogletree, Curtis Lofton

#18 Jacob83

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Posted 01 September 2013 - 06:19 PM

Scam?

#19 True No1

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Posted 01 September 2013 - 06:19 PM

Easy money for the people offering this.
QB: Wait, who actually puts a team in their signature?
RB: I ignore all who do this.

#20 RADickey4Prez

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Posted 01 September 2013 - 06:46 PM

I'm gonna take out a policy on Greg the Leg so I'm not liable when he beats down opposing teams single handedly.