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darkyume last won the day on January 2

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  1. Nope. With less rounding it's ~$585 health, and ~$40 dental. Mid-30s in SF here. I played around with Covered CA's website and did find a zip code that's in $300-$600 range, which may be closer in line with the rest of the country.
  2. Huh. Why is Medicare mentioned as an option when losing employer coverage? AFAIK, the only option is COBRA (continuation of employer coverage) or buying private health insurance (e.g. through Obamacare) if you're not 65+ or disabled. I am on COBRA currently pay almost $600/month for just myself in California. I think the price range was around $400-$1000/month for Covered California, which is our state's healthcare marketplace (Obamacare) implementation. It seems like Covered CA opened up a special enrollment period for coronavirus. Most states depend on the federally-run healthcare.gov (Obamacare) which has not opened up a special enrollment period. That means if you're already uninsured (~10% of Americans) and past the window to opt into COBRA (60 days since termination) or Obamacare (60 days since losing coverage), you may be SOL in most states and will likely have to try to buy private insurance directly if you want coverage. You can't buy coverage very freely (i.e. 60 day window since losing coverage, or during a limited open enrollment period) and the options even for low-end basic coverage can be very expensive. But, I am one of the lucky ones to be relatively healthy and being able to afford it. This is totally fine 😐
  3. Not sure what you feel is inaccurate, because I was comparing the exponential growth and trajectory between Italy and US. The fact that US population is higher by a factor of 6 is irrelevant, because that difference has been wiped out within roughly 5-7 days as I have noted in my previous post. If you want to go by % of population affected by COVID-19, then all you would need to do is to shift the days (for US) up by 5-7 days and you'd have the comparison you're looking for.
  4. As I mentioned, there are differences (including population) to consider, but I still think it’s a good rough comparison of exponential growth and trajectory. The fact that we have 6 times the population of Italy isn’t comforting in the very least to me. Eyeballing the growth in cases for US, it has only been taking 5-7 days to x6 the number of cases. That’s why it’s absolutely critical that we flatten the exponential curve. Edit: for people who haven’t seen it yet, this article does a good job of visually portraying why social distancing is important.
  5. Following up on this post. Our confirmed cases as a country is outpacing Italy. We're at 3/18 now - 7,324 (USA), 2,480 (NY), 718 (CA). Source (FYI not mobile friendly). There are many variables to consider (e.g. lack of testing in US noted in the doc, as well as differences in population), and the numbers look really bleak for us. We have a chance to be more prepared and more socially responsible to avert Italy's **** show, but it's honestly not looking great. Whether we have superior healthcare in comparison to the world or not, exponential growth of cases will overwhelm the capacity of hospitals and doctors/nurses. I'd like to call on everyone to take social distancing seriously. FFS, please don't be this stupid:
  6. ...do you not believe this isn't going to happen very soon to us or something? Hospitals are gonna be overwhelmed regardless of what healthcare system we're on. Personally I think we're pretty screwed, and that it's very American of us that we didn't take this situation seriously until the NBA shutdown + Tom Hanks where something / someone we know actually got affected.
  7. Sorry - I have not played in dynasty leagues, so my posts did not take them into consideration. I think there's more room for flexibility for dynasty leagues, because the COVID-19 disaster did not break the game as much in comparison to redraft leagues. I'd presume freezing transactions is not as necessary because injured top players won't get dropped. Perhaps since the game is not as broken compared to redraft, it could make sense to continue on with the postseason if/when NBA resumes, even if some teams aren't too happy. If rookie draft order is determined by team record to balance teams out, perhaps it's fair to still go by team record for this season? It doesn't seem fair to carry over the order from 2018-19 season to have the same team get two #1 picks in a row, or to randomize and have the #1 team from this season to potentially get the #1 pick. My general philosophy is that people paid their buy-ins at the beginning of the season with an unanimously agreed upon payout system, so it feels wrong and unfair for the commish to arbitrarily decide on a new payout system based on personal discretion (e.g. switching to based on team record). I also don't like the idea of taking a majority vote on a way to proceed, because popular idea =/= fair, and that decisions should be unanimous as possible. In the off chance that I can get eligible (teams that aren't mathematically eliminated) teams unanimously on board with an idea to play on the season or split the pot, then cool. Otherwise, full refunds for everyone. For info on how to handle dynasty leagues, I think it's worth creating a dedicated thread on here or reddit.
  8. My reply was more directed at the tweet you posted which essentially defended him, saying “Rudy was careless because he didn’t think he had the coronavirus”. It’s an ignorant excuse when considering that you can (and he likely did) unknowingly pass it to other people. I think the Woj tweet was good in that it portrays you can pass it to others unknowingly without symptoms, and I’m disappointed that some people are more concerned about Rudy’s public image. “Rudy was careless because he didn’t think he had the coronavirus” is just a poor response and defense. My opinion is that we should still villainize poor behavior that compromised public safety appropriately, without directing personal attacks to him.
  9. “He was careless because he didn’t think he had the coronavirus” is just a terrible excuse. Gobert publicly made light of a serious situation, and we’d all have the coronavirus by now if we all looked to him as an example. I’m very disappointed that people are defending him with that silly argument, especially given that the incubation period without showing symptoms is known to be fairly long. To his credit - I think the follow-up response was good, and hope that people will learn from his mistakes.
  10. Maybe it's just me, but I feel like splitting the pot based on H2H standings would be like crowning the Bucks as the champions for this season without having played the playoffs. Team standings in fantasy aren't necessarily the best measure of how well they'd perform in H2H playoffs due to teams that had to deal with suspensions and injuries, which makes splitting based on standings inherently unfair. It's also not the criteria fantasy managers agreed to at the beginning of the season, and changing that seems inherently unfair as well. I like the idea of splitting the pot between prospective playoff teams a little bit better, but there's enough of a gray area for spots that are still in contention, that it just seems fairer to refund everyone including those out of contention. Call it a lost season and pretend that nothing happened. Sure - it sucks that we invested a lot of time and effort, but a champion based on an agreed upon criteria when people offered their buy-ins doesn't exist. I don't think it's really "fair" for a commish to make judgement calls on what "fair" means.
  11. I would be very surprised if free platforms like ESPN and Yahoo eventually resume fantasy basketball season. There are a lot of unknowns (e.g. games played ROS, schedule) and variables (e.g. H2H playoff weeks, Roto games played). It's simply not realistic or practical for them to expend their resources to work on solution(s) amidst all the uncertainty, and it could be too late to react by the time things are certain. And let's also not forget that ESPN and Yahoo are also likely dealing with the coronavirus in their own way. If I were their fantasy sports development team, I'd see the NBA season as a lost cause where you can't make everyone happy no matter what you do, and would be bracing for what's gonna happen to the upcoming baseball season. For now, I've suspended transactions in my H2H league. In the off chance that ESPN / Yahoo fantasy basketball resumes, I'll only re-open if our league comes into a unanimous agreement on how we proceed with the season. The most likely scenario is that I just refund all buy-ins. While I briefly considered going with standings or somehow splitting between prospective playoff teams, as the commish I see it as a conflict of interest to award myself. If there is no unanimous agreement, the I see the only fair option as to pretend that the season never happened. I'm also gonna say that context matters, because if I were a distant 12th in a 12 team league I would not refund the buy-in back to myself, as that would also be its own conflict of interest. If that were the case, I'd forfeit my own buy-in and refund everyone else.
  12. With all those sell low buy high moves, I’d also suggest staying away from stuff like crypto and individual stocks too. Only the Knicks can rival with regards to consistently accumulating depreciating assets
  13. By now, you’ve probably produced enough content to merit a Fantasyscrub 2019-2020 Outlook player thread As far as CSB posts go, they are actually quite entertaining.
  14. This isn't the first time I've read this comment on @Fantasyscrub, so I thought I'd Google to look up what the last bad move was. The results were quite shocking https://forums.rotoworld.com/topic/769950-mike-conley-2019-2020-outlook/?do=findComment&comment=8846835 https://forums.rotoworld.com/topic/769950-mike-conley-2019-2020-outlook/?do=findComment&comment=8850093 https://forums.rotoworld.com/topic/769950-mike-conley-2019-2020-outlook/?do=findComment&comment=8850201 https://forums.rotoworld.com/topic/753697-ja-morant-2019-2020-outlook/?do=findComment&comment=8839948 https://forums.rotoworld.com/topic/755238-nikola-jokic-2019-2020-outlook/?do=findComment&comment=8945022 https://forums.rotoworld.com/topic/719152-buddy-hield-2018-2019-outlook/?do=findComment&comment=8225590 https://forums.rotoworld.com/topic/767337-deandre-ayton-2019-2020-outlook/?do=findComment&comment=8953389 https://forums.rotoworld.com/topic/757084-kristaps-porzingis-2019-2020-outlook/?do=findComment&comment=8983007 https://forums.rotoworld.com/topic/769639-eric-bledsoe-2019-2020-outlook/?do=findComment&comment=8837367 https://forums.rotoworld.com/topic/779962-john-wall-2019-2020-outlook/?do=findComment&comment=8888327 https://forums.rotoworld.com/topic/764503-zach-collins-2019-2020-outlook/?do=findComment&comment=8827881 https://forums.rotoworld.com/topic/722202-eric-bledsoe-2018-2019-fantasy-outlook/?do=findComment&comment=8217570 Thank you - this was a very entertaining read